The Stranger
List Price: $18.95 Sale Price: $10.94
The enigmatic origins of the stranger that Farmer Bailey hits with his truck and brings home to recuperate seem to have a mysterious relation to the weather. Could he be Jack Frost?
On the last page of the Caldecott-winning book Jumanji, young Danny Budwing is seen running after his brother, Walter, with a game tucked under his arm. Now after twenty years, Chris Van Allsburg is ready to reveal what happens when Danny and Walter roll the dice...
In a story recounted through the daily log of Captain Allan Hope, the sailors aboard the Rita Anne become mesmerized and transformed by a mysterious glowing rock, and only music and books can restore them to normal.
Young Walter litters and refuses to sort trash for recycling, until he dreams of an overcrowded and polluted future which terrifies him into taking care of the earth.
When Judy and Peter find a board game in the park, they take it home, hoping to alleviate their boredom. One live lion, an erupting volcano, and a dozen destructive monkeys later, the children are no longer bored...
"If i built a car, it’d be totally new! Here are a few of the things that i’d do. . . ." Jack has designed the ultimate fantasy car. inspired by zeppelins and trains, Cadillacs and old planes, with brilliant colors and lots of shiny chrome, this far-out vision is ready to cruise! there’s a fireplace, a pool, and even a snack bar! After a tour of the ritzy interior, robert the robot starts up the motor ...
Sometimes that very thin line between illusion and reality is not as clearly defined as we would like it to be. It certainly wasn't the day that Alan Mitz stumbled into the garden of Abdul Gasazi. For in this bizarre and eerie place -- where strange topiary trees loomed -- the evil visage of Gasazi casts its shadow...
With enough lunch for three, Mr. Magee and his dog Dee head out to the sea. But what begins as a fun day in the sun turns a bit bumpy when onel playful whale decides to say hello. Soon the crew that once was floating finds themselves flying! How will they get down? Who will come to their rescue? And when will they ever get to eat lunch? Down to the Sea with Mr...
When it comes to insuring vehicles, individuals usually purchase personal auto insurance, while businesses buy commercial insurance policies. But whether or not you should have commercial auto insurance varies greatly depending on how you use your vehicle. Individuals who engage in certain business-like activities with their car should definitely contact their insurance company to check to see if they need to purchase additional insurance. Additionally, any small business owners who have employees drive vehicles as a part of the job need to look into commercial auto insurance as well.
What Do You Use Your Personal Vehicle For?
Any personal vehicle that is used sometimes for business purposes probably needs commercial vehicle insurance. While it is true that some personal auto insurance policies may cover damage that occurs during business to an extent, you need to check with your insurance provider. Make sure you are dealing with a well-qualified independent insurance agent who understands your needs and has experience in dealing with both commercial auto and personal auto insurance issues. If you are unsure whether or not your policy covers your automobile, your best option is to utilize the wealth of knowledge that your agent holds. Bring your policy to your agent and ask them to review the your policy and coverage with you. Don't leave your coverage to chance.
If you use your car or truck for any sort of business activity, you should consider purchasing commercial insurance for the vehicle. Do you deliver pizzas or other food with your personal car? What about delivering newspapers? Are you an event photographer that uses your own car to carry equipment? Any catering company, door-to-door consulting service, day care van service, real estate agent, or landscaping and garden service should definitely look into commercial auto insurance policies.
Businesses Need Commercial Insurance
Any vehicle that your business owns, leases, or rents, needs to be covered under commercial vehicle insurance. It's required in most states to cover any financial responsibility if you or an employee is at fault in an accident. Basically, if you or your employees drive company vehicles or personal vehicles to conduct business, you also will most certainly need commercial vehicle insurance. A benefit of commercial auto policies is that they allow you to list anyone that you employ as a driver, an option you don't always have with a personal auto policy. This way, any listed employee who needs to drive your vehicle can, without getting into issues that may come up should that person get into an accident.
Truckers in particular need to look into commercial truck insurance. Because trucks are much bigger vehicles and require special training to drive, truckers are held more liable for damages. They need to make sure they're covered under a commercial policy.
Consider Commercial Auto Insurance
Commercial auto insurance is also needed if you need more liability coverage than a personal insurance policy provides. In general, you'll need commercial auto insurance if the vehicle is owned by a corporate partnership, used to haul tools or equipment weighing more than 500 pounds, used to make deliveries, or is heavy enough to need state or federal filings. If this applies to your business, or if you use your personal car for any sort of business activity, look into commercial insurance today to protect yourself and your wallet.
